输入参数
Input Parameters
$
$
%
还款频率
Payment Frequency
贷款额
Loan Amount
$640,000
月供
Monthly Payment
$3,689
利率 4.89% · Rate 4.89%
总利息
Total Interest
$466,700
25 年 · 25 years
总还款额
Total Payment
$1,106,700
🏦 压力测试
Stress Test (B-20 Rule)
合格利率
Qualifying Rate
7.39%
最低年收入
Min. Annual Income
$125,000
GDS 比率
GDS Ratio
32%
基于基准利率 4.79% + 2% · Based on benchmark rate 4.79% + 2%